Staying with your current lender
If you want to choose a new deal with your current lender whilst not borrowing extra, this is called a Product Transfer.
Reasons you may do this include:
you earn less than you used to, so don’t think you’ll get accepted elsewhere
you don’t want the hassle of changing lender
you’ve got bad credit so other mainstream lenders may not accept you
If you secure a rate with your lender, they won’t notify you if rates improve before your deal completes.
We can submit it for you and our software will alert us if that rate drops. We can then make as many positive changes as possible.
We’ll also still be able to assess the whole market and if better options exist and are available to you we will be sure to let you know.
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