Fees

Transparent fees
for tailored advice

We believe in being upfront about costs

Our fee structure is simple, fair and reflects the value of the personalised service we offer. No surprises, just clear, expert advice.

If our work to help you achieve your goals involves a fee, we’ll inform you as early as possible in the process.

Our fees at a glance

Standard purchase

£399

Standard remortgage

£249

Product Transfers
& Insurances

£0

No charge for securing a new deal with your current lender or arranging your insurance.

*If the Mortgage is below £100,000 a higher fee may be charged with a maximum total fee of £599 
 **If there is adverse credit then the amount of work involved may be greater so a higher fee may be charged with a maximum total fee of £599.
 ***We do not charge when a Product Transfer is initially the best option for you. If we apply for a remortgage for you (and therefore charge you a fee) and prior to completion the best option changes so we end up submitting a Product Transfer, the fee will not be refunded as the extra work involved in a remortgage will have already taken place.

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Save on fees with referrals!

Refer friends to us and pay lower fees in the future.
Refer enough people to us and potentially pay no fee at all!

Common question about our fees

Do I pay for an initial meeting?

No. The initial meeting is at our cost and this is where you’ll be able to ask any initial questions, learn more about our company and how we can help you and we can learn more about your specific circumstances to start providing you with options and solutions.

If you’d like to book in an initial call please click here

If I have an initial meeting do I have to use your services?

Not at all. We’re confident we can help make the process as stress free as possible however if for whatever reason you don’t want to continue with us after an initial meeting this is not a problem.

If the lender pays you commission, why is there also a fee?

If the lenders didn’t pay us commission we would have to charge clients a lot more and the cost to the client could potentially be closer to a thousand pounds rather than a few hundred. Likewise if we solely relied on commission from the lender and didn’t charge a fee we wouldn’t be able to provide the same level of service. The amount of time we could spend with each client and on each application would be significantly reduced as well as the background support that helps secure better outcomes for you such as monitoring interest rates post application to see if we can improve further on the interest rate secured. In a nutshell, the fee doesn’t mean we are necessarily earning more than a ‘fee free’ broker but rather the fee allows us to have better systems in place and deal with less clients meaning we can support you better and ensure better outcomes for you.

Ready to get started?

Our expert advice is designed to save you time, money and hassle.
Book a free consultation today and let us guide you through the mortgage process.