Trusted Mortgage Broker in Shoreham
At Springate Mortgages we simplify the mortgage process, ensuring a seamless experience from start to finish. Say goodbye to anxiety and hello to clarity as we guide you through every step of your application.

I want to buy a property
- First Time Buyer
- Home Mover
- Buying a rental property
I want to remortgage
- Move to a new lender for a better deal
- Release equity for home improvements
- Increase your mortgage to consolidate debts
Staying with my current lender
Protect myself
- Life Insurance
- Critical Illness Cover
- Income Protection
- Family Income Benefit
Meet Jonathan Smith,
mortgage broker.
Jonathan founded Springate Mortgages after seeing how often clients felt overwhelmed by complicated processes and unnecessary jargon. He set out to create a service that feels clear, supportive and straightforward from start to finish. With more than a decade of experience across banking and mortgage advisory roles, Jonathan has helped hundreds of clients secure the right mortgage for their circumstances.
Today, Springate Mortgages supports buyers and homeowners across Shoreham, Brighton, Hove and the surrounding areas of East and West Sussex, providing tailored advice with a genuinely personal approach.

At Springate Mortgages, we take pride in doing things differently
Straightforward advice
We keep it simple and honest - no complicated language or hidden agendas.
Stress-free approach
From paperless processes to quick, efficient communication, we make the mortgage process easy for you.

Personalised service
We understand that every client is differnt, so our advice and solutions are tailored to your circumstances.
Proactive support
Whether it’s monitoring interest rates or liaising with lenders and solicitors, we’re happy to help every step of the way.
Why clients choose us
We’re proud to share the stats that reflect our commitment to great service:
application to offer last month
5-star Customer reviews
of applications last month that were entirely paperless
What our customers say
No Nonsense. Less Hassle. Better Mortgages.
Springate Mortgages was founded with a simple goal: to make mortgages straightforward and stress-free. Combining easy-to-use paperless (where possible) processes, clear communication and a personal touch, we cut through the jargon to provide honest, no-nonsense advice tailored to you.

Numbers at a glance
application to offer last month
*the average amount of working days from submitting the application to the mortgage being fully approved
5- star rated on Google (based on 64 reviews)


FAQs
Find answers to your most pressing mortgage questions and ease your worries today.
A mortgage broker is a qualified professional who acts as the link between borrowers (you) and mortgage lenders (banks and building societies). Rather than going to your bank or multiple different banks, a Mortgage broker is someone who can access the deals and systems of lots of different lenders.
We are entirely independent which means we can source the best product for you from the whole of the mortgage market. We have access to the main mortgage lenders, sometimes receive access to special rates from lenders and recommend the best lender for your needs. We will save you time, handle the entire application for you, secure the best rate possible to your circumstances, monitor rates post-application and also guide you on the rest of the buying or remortgaging process too.
Yes. Springate Mortgages is a trading style of Springate Mortgages & Protection Limited, an appointed representative of The Right Mortgage Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). Our permitted business is advising on and arranging mortgages and non-investment insurance contracts.