Trusted Mortgage Broker in Shoreham

At Springate Mortgages we simplify the mortgage process, ensuring a seamless experience from start to finish. Say goodbye to anxiety and hello to clarity as we guide you through every step of your application.

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Meet Jonathan Smith,
mortgage broker.

Jonathan founded Springate Mortgages after seeing how often clients felt overwhelmed by complicated processes and unnecessary jargon. He set out to create a service that feels clear, supportive and straightforward from start to finish. With more than a decade of experience across banking and mortgage advisory roles, Jonathan has helped hundreds of clients secure the right mortgage for their circumstances.

Today, Springate Mortgages supports buyers and homeowners across Shoreham, Brighton, Hove and the surrounding areas of East and West Sussex, providing tailored advice with a genuinely personal approach.

Our approach

At Springate Mortgages, we take pride in doing things differently

Straightforward advice

We keep it simple and honest - no complicated language or hidden agendas.

Stress-free approach

From paperless processes to quick, efficient communication, we make the mortgage process easy for you.

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Personalised service

We understand that every client is differnt, so our advice and solutions are tailored to your circumstances.

Proactive support

Whether it’s monitoring interest rates or liaising with lenders and solicitors, we’re happy to help every step of the way.

Why clients choose us

We’re proud to share the stats that reflect our commitment to great service:

7 days

application to offer last month

100%

of emails/calls returned within 1 working day

64

5-star Customer reviews

100%

of applications last month that were entirely paperless

What our customers say

"We’ve used Jonathan both times we’ve moved, and he is without doubt the best decision we made and the most stress-free part of the whole process. When buying as first-time buyers, he walked us through every step of the process and made a daunting and confusing process so much clearer and easier to understand. When buying our new home recently, there was no question in going back to Jonathan again for his support - he’s reliable, knowledgeable and super helpful, providing regular check-ins and clearly going above and beyond to answer our questions and get things sorted.He’s also a really nice guy, and it felt like he was the only ‘human’ in the process who really cared - we’ve recommended him to family who also thought he was excellent, and we will never look anywhere else for future remortgaging/moves!"

Olivia
January 2026 (Google)

"I have worked with Jonathan for a number of years and have recommended him to both family and friends."

Umit
January 2026 (Google)

"They have supported us in securing a mortgage and ensuring the best possible conditions. He is highly knowledgeable and able to break down the complexities of the process to make them easy to understand. I recommend working with Springate Mortgages for their effective and hassle-free mortgage guidance."

Zuzanna
January 2026 (Google)

"Jonathan is brilliant. Unfortunately I found myself in a hard situation and his expert advise and knowledge helped me. Would 100% recommend this company and will be using for my next move"

Lewis
January 2026 (Google)

No Nonsense. Less Hassle. Better Mortgages.

Springate Mortgages was founded with a simple goal: to make mortgages straightforward and stress-free. Combining easy-to-use paperless (where possible) processes, clear communication and a personal touch, we cut through the jargon to provide honest, no-nonsense advice tailored to you.

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Numbers at a glance

7 days

application to offer last month

*the average amount of working days from submitting the application to the mortgage being fully approved

5⭐

5- star rated on Google (based on 64 reviews)

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An illustration of a man climbing a ladder that's been propped up against the Springate Mortgages logo
100%

of applications last month that were entirely paperless

i
100%

of emails/calls returned within 1 working day

*based on the last working month

based on the last working month

FAQs

Find answers to your most pressing mortgage questions and ease your worries today.

What is a mortgage broker?

A mortgage broker is a qualified professional who acts as the link between borrowers (you) and mortgage lenders (banks and building societies). Rather than going to your bank or multiple different banks, a Mortgage broker is someone who can access the deals and systems of lots of different lenders.

Why should I use a Mortgage Broker?

We are entirely independent which means we can source the best product for you from the whole of the mortgage market. We have access to the main mortgage lenders, sometimes receive access to special rates from lenders and recommend the best lender for your needs. We will save you time, handle the entire application for you, secure the best rate possible to your circumstances, monitor rates post-application and also guide you on the rest of the buying or remortgaging process too.

Are you a regulated broker?

Yes. Springate Mortgages is a trading style of Springate Mortgages & Protection Limited, an appointed representative of The Right Mortgage Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). Our permitted business is advising on and arranging mortgages and non-investment insurance contracts.