Your gateway to
stress-free mortgages

At Springate Mortgages we simplify the mortgage process, ensuring a seamless experience from start to finish. Say goodbye to anxiety and hello to clarity as we guide you through every step.

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Numbers at a glance

8 days

application to offer last month

*the average amount of working days from submitting the application to the mortgage being fully approved

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5⭐

5- star rated on Google (based on 34 reviews)

100%

of applications last month that were entirely paperless

i
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100%

of emails/calls returned within 1 working day

*based on the last working month

based on the last working month

What our customers say

"I was caught in a bit of a property nightmare with the sale of my flat in London, I turned to Jonathan for advice and he was excellent at stepping in with knowledge, advice and kindness! To get such a thoughtful second opinion and at such speed was invaluable. I highly recommend Jonathan - great expertise and really great to deal with."

Sarah M
August 2025 (Google)

"PRICELESS! Jonathan is worth his weight in gold. For both our initial mortgage application and our recent remortgage, Jonathan has been so incredibly helpful. Asking the questions we didn't know need to be asked and keeping everything on track with solicitors. Safe to say I'm a customer for life and I couldn't be happier."

Tom
August 2025 (Google)

"Jonathan was the best advisor/help when buying our first home. Couldn't recommend him enough."

Patricia Monarca
August 2025 (Google)

"Jonathan has helped me and my wife for years ,we would highly recommend him and we wouldn't use anyone else,thank you so much for everything you done /doing for us"

Levent
July 2025 (Google)

No Nonsense. Less Hassle. Better Mortgages.

Springate Mortgages was founded with a simple goal: to make mortgages straightforward and stress-free. Combining easy-to-use paperless (where possible) processes, clear communication and a personal touch, we cut through the jargon to provide honest, no-nonsense advice tailored to you.

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FAQs

Find answers to your most pressing mortgage questions and ease your worries today.

What is a mortgage broker?

A mortgage broker is a qualified professional who acts as the link between borrowers (you) and mortgage lenders (banks and building societies). Rather than going to your bank or multiple different banks, a Mortgage broker is someone who can access the deals and systems of lots of different lenders.

Why should I use a Mortgage Broker?

We are entirely independent which means we can source the best product for you from the whole of the mortgage market. We have access to the main mortgage lenders, sometimes receive access to special rates from lenders and recommend the best lender for your needs. We will save you time, handle the entire application for you, secure the best rate possible to your circumstances, monitor rates post-application and also guide you on the rest of the buying or remortgaging process too.

Are you a regulated broker?

Yes. Springate Mortgages is a trading style of Springate Mortgages & Protection Limited, an appointed representative of The Right Mortgage Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). Our permitted business is advising on and arranging mortgages and non-investment insurance contracts.

How much do you charge?

We’re really proud of our fee structure, so please take a look here for further information.