Your gateway to
‍stress-free mortgages

At Springate Mortgages we simplify the mortgage process, ensuring a seamless experience from start to finish. Say goodbye to anxiety and hello to clarity as we guide you through every step.

Who we helpGet in touch
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I want to buy a property

  • First Time Buyer
  • Home Mover
  • Buying a rental property
Learn more

I want to remortgage

  • Move to a new lender for a better deal
  • Release equity for home improvements
  • Increase your mortgage to consolidate debts
Learn more

Staying with my current lender

We’ll secure your deal and track rates—if they drop before completion, we’ll lock in the better one for you.
Learn more

Protect myself

  • Life Insurance
  • Critical Illness Cover
  • Income Protection
  • Family Income Benefit
Learn more

Numbers at a glance

5 days

application to offer last month

*the average amount of working days from submitting the application to the mortgage being fully approved

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5⭐

5- star rated on Google (based on 19 reviews)

100%

of applications last month that were entirely paperless

i
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100%

of emails/calls returned within 1 working day

*based on the last working month

based on the last working month

What our customers say

"Jonathan has been exceptional throughout my first home-buying journey. As a first-time buyer, I truly appreciated his patience and expertise. He clearly explained every step, answered all my questions, and made the process smooth and stress-free. I couldn’t recommend him more highly for anyone looking for a knowledgeable and supportive mortgage broker."

Louis
June 2025 (Google)

"I cannot recommend Jonathan highly enough! We employed his services buying our first home. Jonathan's care and attention to detail made it so easy to get our mortgage and life insurance sorted out. Jonathan walked us through every step of the way and brought things to our attention that we had not even considered. Jonathan definitely knows his stuff and we will be consulting him again towards the end of our fixed term."

Tim C
May 2025 (Google)

"Jonathan was amazing. Are credit wasn’t amazing along with being self employed. But the man went above and beyond to get us are mortgage. Will never use anyone else"

Gary Mason
May 2025 (Google)

"I highly recommend Jonathan as an outstanding mortgage adviser. From the very start, Jonathan demonstrated in-depth knowledge of the mortgage industry and a clear commitment to finding the best possible outcome for us."

Rhianna Evans
May 2025 (Google)

No Nonsense. Less Hassle. Better Mortgages.

Springate Mortgages was founded with a simple goal: to make mortgages straightforward and stress-free. Combining easy-to-use paperless (where possible) processes, clear communication and a personal touch, we cut through the jargon to provide honest, no-nonsense advice tailored to you.

Learn more about usSee who we can help
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FAQs

Find answers to your most pressing mortgage questions and ease your worries today.

View full FAQ section
What is a mortgage broker?

A mortgage broker is a qualified professional who acts as the link between borrowers (you) and mortgage lenders (banks and building societies). Rather than going to your bank or multiple different banks, a Mortgage broker is someone who can access the deals and systems of lots of different lenders.

Why should I use a Mortgage Broker?

We are entirely independent which means we can source the best product for you from the whole of the mortgage market. We have access to the main mortgage lenders, sometimes receive access to special rates from lenders and recommend the best lender for your needs. We will save you time, handle the entire application for you, secure the best rate possible to your circumstances, monitor rates post-application and also guide you on the rest of the buying or remortgaging process too.

Are you a regulated broker?

Yes. Springate Mortgages is a trading style of Springate Mortgages & Protection Limited, an appointed representative of The Right Mortgage Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). Our permitted business is advising on and arranging mortgages and non-investment insurance contracts.

How much do you charge?

We’re really proud of our fee structure, so please take a look here for further information.