Your gateway to
‍stress-free mortgages

At Springate Mortgages we simplify the mortgage process, ensuring a seamless experience from start to finish. Say goodbye to anxiety and hello to clarity as we guide you through every step.

Who we helpGet in touch
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I want to buy a property

  • First Time Buyer
  • Home Mover
  • Buying a rental property
Learn more

I want to remortgage

  • Move to a new lender for a better deal
  • Release equity for home improvements
  • Increase your mortgage to consolidate debts
Learn more

Staying with my current lender

We’ll secure your deal and track rates—if they drop before completion, we’ll lock in the better one for you.
Learn more

Protect myself

  • Life Insurance
  • Critical Illness Cover
  • Income Protection
  • Family Income Benefit
Learn more

Numbers at a glance

5 days

application to offer last month

*the average amount of working days from submitting the application to the mortgage being fully approved

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5⭐

5- star rated on both Google and TrustPilot (based on 22 reviews)

90%

of applications last month that were entirely paperless

i
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100%

of emails/calls returned within 1 working day

*based on the last working month

based on the last working month

What our customers say

"Jonathan is an excellent communicator. He explained each step in detail, kept me in the loop and managed my expectations. I will definitely use his services again."

Laura Reeves
April 2025 (Trustpilot)

‍

"We would recommend him/Springate Mortgages to anyone that is planning to buy a property. Always on hand to help and made the experience so much smoother, we could not imagine it any other way! Even when we had issues at the last hurdle of our house buying journey, he quickly helped us sort it....Life saver"

Olly & Acacia
March 2025 (Google)

"Jonathan is incredible and cannot recommend him more. He's helped us through the entire process and always had our interests as a priority. Many thanks!!"

Jack Davy
March 2025 (Google)

"Jonathan has been incredibly helpful throughout our entire house buying journey. As first time buyers, we went into the whole process not really knowing what to expect, or what each stage involved in that much detail. Jonathan was incredibly clear, extremely knowledgeable and made sure we fully understood everything - from mortgage rates, repayments, life insurance and the rest! I would HIGHLY recommend to anybody looking to use a mortgage broker. You're in great hands!!!"

Ceri Jones
March 2025 (Trustpilot)

No Nonsense. Less Hassle. Better Mortgages.

Springate Mortgages was founded with a simple goal: to make mortgages straightforward and stress-free. Combining easy-to-use paperless (where possible) processes, clear communication and a personal touch, we cut through the jargon to provide honest, no-nonsense advice tailored to you.

Learn more about usSee who we can help
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FAQs

Find answers to your most pressing mortgage questions and ease your worries today.

View full FAQ section
What is a mortgage broker?

A mortgage broker is a qualified professional who acts as the link between borrowers (you) and mortgage lenders (banks and building societies). Rather than going to your bank or multiple different banks, a Mortgage broker is someone who can access the deals and systems of lots of different lenders.

Why should I use a Mortgage Broker?

We are entirely independent which means we can source the best product for you from the whole of the mortgage market. We have access to the main mortgage lenders, sometimes receive access to special rates from lenders and recommend the best lender for your needs. We will save you time, handle the entire application for you, secure the best rate possible to your circumstances, monitor rates post-application and also guide you on the rest of the buying or remortgaging process too.

Are you a regulated broker?

Yes. Springate Mortgages is a trading style of Springate Mortgages & Protection Limited, an appointed representative of The Right Mortgage Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). Our permitted business is advising on and arranging mortgages and non-investment insurance contracts.

How much do you charge?

We’re really proud of our fee structure, so please take a look here for further information.