Your gateway to
‍stress-free mortgages

At Springate Mortgages we simplify the mortgage process, ensuring a seamless experience from start to finish. Say goodbye to anxiety and hello to clarity as we guide you through every step.

Who we helpGet in touch
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I want to buy a property

  • First Time Buyer
  • Home Mover
  • Buying a rental property
Learn more

I want to remortgage

  • Move to a new lender for a better deal
  • Release equity for home improvements
  • Increase your mortgage to consolidate debts
Learn more

Staying with my current lender

We’ll secure your deal and track rates—if they drop before completion, we’ll lock in the better one for you.
Learn more

Protect myself

  • Life Insurance
  • Critical Illness Cover
  • Income Protection
  • Family Income Benefit
Learn more

Numbers at a glance

8 days

application to offer last month

*the average amount of working days from submitting the application to the mortgage being fully approved

5⭐

5- star rated on Google (based on 48 reviews)

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100%

of applications last month that were entirely paperless

i
100%

of emails/calls returned within 1 working day

*based on the last working month

based on the last working month

What our customers say

"Jon at Springate Mortgages has been instrumental in helping us to remortgage! I have recommended him again and again. He was able to find us a good deal on the remortgage and help us release assets for home improvement with such an efficient, supportive and welcoming process. Thank you Springate!"

Mercedes
October 2025 (Google)

"Springate Mortgages provides an exceptional service. Offering a personalised and professional service to help our changing needs. Thank you Jonathan for taking away the stress of organising our mortgage!."

Kerry Traynor
October 2025 (Google)

Nothing short of amazing since we were first in contact back in May/June 2025. They're proactive and helped us with elements we had not even considered! Jonathan has really made this process easy despite having hold ups from other parties involved! Would definitely recommend Jonathan to anyone who wants a seamless process when it comes to mortgages, life insurance and illness cover/protection! Thank you Jonathan!"

Abbey K
October 2025 (Google)

"I’ve worked with Jonathan twice now, first when I bought my home a couple of years ago, and again recently for my mortgage renewal. He’s always so positive and reassuring, and really takes the time to make sure I understand everything. I always feel like he’s looking out for me and helping me make the best decisions. He even found me a better rate this time around! Couldn’t ask for a better experience."

Vinny Ryder
October 2025 (Google)

No Nonsense. Less Hassle. Better Mortgages.

Springate Mortgages was founded with a simple goal: to make mortgages straightforward and stress-free. Combining easy-to-use paperless (where possible) processes, clear communication and a personal touch, we cut through the jargon to provide honest, no-nonsense advice tailored to you.

Learn more about usSee who we can help
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FAQs

Find answers to your most pressing mortgage questions and ease your worries today.

View full FAQ section
What is a mortgage broker?

A mortgage broker is a qualified professional who acts as the link between borrowers (you) and mortgage lenders (banks and building societies). Rather than going to your bank or multiple different banks, a Mortgage broker is someone who can access the deals and systems of lots of different lenders.

Why should I use a Mortgage Broker?

We are entirely independent which means we can source the best product for you from the whole of the mortgage market. We have access to the main mortgage lenders, sometimes receive access to special rates from lenders and recommend the best lender for your needs. We will save you time, handle the entire application for you, secure the best rate possible to your circumstances, monitor rates post-application and also guide you on the rest of the buying or remortgaging process too.

Are you a regulated broker?

Yes. Springate Mortgages is a trading style of Springate Mortgages & Protection Limited, an appointed representative of The Right Mortgage Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). Our permitted business is advising on and arranging mortgages and non-investment insurance contracts.

How much do you charge?

We’re really proud of our fee structure, so please take a look here for further information.