Your gateway to
‍stress-free mortgages

At Springate Mortgages we simplify the mortgage process, ensuring a seamless experience from start to finish. Say goodbye to anxiety and hello to clarity as we guide you through every step.

Who we helpGet in touch
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I want to buy a property

  • First Time Buyer
  • Home Mover
  • Buying a rental property
Learn more

I want to remortgage

  • Move to a new lender for a better deal
  • Release equity for home improvements
  • Increase your mortgage to consolidate debts
Learn more

Staying with my current lender

We’ll secure your deal and track rates—if they drop before completion, we’ll lock in the better one for you.
Learn more

Protect myself

  • Life Insurance
  • Critical Illness Cover
  • Income Protection
  • Family Income Benefit
Learn more

Numbers at a glance

7 days

application to offer last month

*the average amount of working days from submitting the application to the mortgage being fully approved

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5⭐

5- star rated on Google (based on 33 reviews)

100%

of applications last month that were entirely paperless

i
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100%

of emails/calls returned within 1 working day

*based on the last working month

based on the last working month

What our customers say

"Jonathan has helped me and my wife for years ,we would highly recommend him and we wouldn't use anyone else,thank you so much for everything you done /doing for us"

Mr Ince
July 2025 (Google)

"We can't thank Springate enough for all his support and advice. As first time buyers, this process has been entirely new to us and Jonathan went above and beyond to ensure we understood each step of the house buying process. No question was too silly and his communication was great in keeping us up to date or setting up a quick chat to answer any questions we had."

Jocelyn
July 2025 (Google)

"I cannot recommend this company enough. They helped me when another broker couldn’t. They were quick with response times, held my hand through the process and chased companies constantly."

Hannah
July 2025 (Google)

"10/10. So helpful. Extremely quick, very clear with the whole situation and all the ins and outs. Went the extra mile more than needed to just to help me. Can't recommend enough!!"

Ollie Burgess
July 2025 (Google)

No Nonsense. Less Hassle. Better Mortgages.

Springate Mortgages was founded with a simple goal: to make mortgages straightforward and stress-free. Combining easy-to-use paperless (where possible) processes, clear communication and a personal touch, we cut through the jargon to provide honest, no-nonsense advice tailored to you.

Learn more about usSee who we can help
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FAQs

Find answers to your most pressing mortgage questions and ease your worries today.

View full FAQ section
What is a mortgage broker?

A mortgage broker is a qualified professional who acts as the link between borrowers (you) and mortgage lenders (banks and building societies). Rather than going to your bank or multiple different banks, a Mortgage broker is someone who can access the deals and systems of lots of different lenders.

Why should I use a Mortgage Broker?

We are entirely independent which means we can source the best product for you from the whole of the mortgage market. We have access to the main mortgage lenders, sometimes receive access to special rates from lenders and recommend the best lender for your needs. We will save you time, handle the entire application for you, secure the best rate possible to your circumstances, monitor rates post-application and also guide you on the rest of the buying or remortgaging process too.

Are you a regulated broker?

Yes. Springate Mortgages is a trading style of Springate Mortgages & Protection Limited, an appointed representative of The Right Mortgage Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). Our permitted business is advising on and arranging mortgages and non-investment insurance contracts.

How much do you charge?

We’re really proud of our fee structure, so please take a look here for further information.